Spain autónomo quota calculator 2026
Enter what you invoice and spend per year, and see which band you fall into and what you pay each month in 2026. The full 15-band table is below.
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Your monthly quota
€360.29
Band 4 of the general table
You choose your band at the start of the year based on what you expect to earn, and it's settled the following year against your tax return: earn more and you pay the difference; earn less and you get it back.
The 15 bands for 2026
| # | Monthly net income | Minimum quota |
|---|---|---|
| R1 | up to €670 | €205.88 |
| R2 | up to €900 | €226.47 |
| R3 | up to €1,167 | €267.65 |
| G1 | up to €1,300 | €299.56 |
| G2 | up to €1,500 | €302.65 |
| G3 | up to €1,700 | €302.65 |
| G4 | up to €1,850 | €360.29 |
| G5 | up to €2,030 | €380.88 |
| G6 | up to €2,330 | €401.47 |
| G7 | up to €2,760 | €427.21 |
| G8 | up to €3,190 | €452.94 |
| G9 | up to €3,620 | €478.68 |
| G10 | up to €4,050 | €504.41 |
| G11 | up to €6,000 | €545.59 |
| G12 | over €6,000 | €607.35 |
How the quota works in 2026
Since 2023 your social security quota depends on what you earn. Start from your business's net income (income minus deductible expenses, the quota included), take off 7% for generic expenses (3% if you're a company director) and divide by 12. That monthly figure puts you in one of 15 bands.
Each band has a minimum and a maximum contribution base. You choose the base within your band; almost everyone picks the minimum. The quota is that base times 31.5%.
It's provisional: the annual settlement
You choose your band at the start of the year based on what you expect to earn, and can change it up to six times a year. The following year, Social Security checks against your tax return: if you earned more, you pay the difference; if less, you get it back.
The flat rate (tarifa plana)
If you're registering for the first time (or haven't been registered in the previous two years), you pay €80 a month for the first 12 months, extendable for 12 more if your annual net income is below the minimum wage. Apply for it when you register, not afterwards.
Frequently asked questions
What's the minimum an autónomo pays in 2026?
€205.88 a month (band 1 of the reduced table, for net income up to €670 a month), or €80 with the flat rate during the first year.
Can I change band during the year?
Yes, up to six times a year, through Import@ss. The change takes effect the following month.
Is the quota tax-deductible?
Yes. It's a deductible expense for your income tax (IRPF).
Put it on your website
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