# Calculators for freelancers and small businesses

> Free, no sign-up, with the official 2026 figures. Each one explains where its numbers come from.

- [Invoice calculator with VAT and withholding](https://www.nyrut.com/en/invoice-calculator): Enter the net amount, or what you want to land in your account, and get the whole invoice back: VAT, withholding and total. For Spain and the rest of Europe.
- [VAT calculator](https://www.nyrut.com/en/vat-calculator): Add or remove VAT from an amount in a second, with the current rates of Spain and the rest of Europe.
- [Spain autónomo quota calculator 2026](https://www.nyrut.com/en/spain-autonomo-quota-calculator): Enter what you invoice and spend per year, and see which band you fall into and what you pay each month in 2026. The full 15-band table is below.
- [Spain freelancer take-home pay calculator](https://www.nyrut.com/en/spain-freelancer-take-home-calculator): From what you invoice to what you take home each month as an autónomo in Spain, after expenses, social security and income tax.
- [Employee cost calculator](https://www.nyrut.com/en/employee-cost-calculator): Enter the gross salary and pick a country: see what the employer really pays, line by line, with the 2026 contribution caps.
- [Freelance rate calculator](https://www.nyrut.com/en/freelance-rate-calculator): From what you want to take home to what you need to charge per hour, counting costs, taxes, holidays and the hours nobody pays for.
- [Self-employment tax calculator 2026](https://www.nyrut.com/en/self-employment-tax-calculator): Enter your net profit and see your 2026 self-employment tax: Social Security, Medicare, the deductible half and what to set aside each quarter.
- [Spain income tax calculator for freelancers 2026](https://www.nyrut.com/en/spain-income-tax-calculator): Pick your region, enter what you invoice and spend, and see your 2026 income tax, your average rate and what you'd pay in every other region.